Wednesday, March 9, 2011

四大经济力量

大致从个人财务上来看,总共有四种经济上的力量,会逼使人们辛苦地工作,并且不断地遭受财务上的磨难。这四种力量就是:

1.税务
-早期的美国根本是免税的。直到1862年为了打内仗时才开始微收所谓的所得税。而且美国高等法院于1895年还做出判决,表示向民众微收所得税是一种违宪的行为。但是在1913年,也就是联准会成立的那一年,第十六项修正法案获准通过,让所得税成为一种永久性的制度。当时之所以回复课微所得税,是为了提供美国财政部和联准会有足够的营运资金。从此之后,有钱人就能以所得税之名,永远地把他们的手伸进你我的口袋。

2.债务
联准会储蓄体系务予了政治家借贷的权利,且用不著提高税率。但是政府的债务就像是两面刃一样,终究会演变成向民众课微更高的税务,或者是通货膨胀的两种结果。美国政府为了避免向百姓课微更高的税务,因此藉著卖出政府公债来创造可以运用的钱(通货)。但是政府公债其实就是该国纳税人的借据,国家终究还是会产生所谓的通货膨胀。

3.通货膨胀
通货膨胀之所以会发生,是因为联准会和美国财政部不断地借钱,或者用印钞票的方式来应付政府的开支。这就是为什么通货膨胀经常被称为隐含税率。通货膨胀可以让有钱人变得更加有钱,但由于物价上涨,因此也会让中产阶级以及贫穷老百姓的日子越来越难过。印钞票的人会获得最大的利益。他们拿着新印出来的钞票,趁着这些新钱还没有稀释施原有流通货币价值之前,便可大量购买自己想要的产品和服务。他们享尽一切的好处,而且完全不用负担它的恶果。在他们这么做的同时,中产阶级和贫穷百姓就只能眼睁睁地看着自己的钞票越变越薄。

4.退休金制度
美国国会于1974年通过了受护人所得保障法。这个方案强迫美国人民要把自己的退休金(例如401(K))投入高手续费、高风险,以及低报酬率的股票市场之中,同时濒予华诬街控制全国百姓退休金的权利。

Tuesday, March 8, 2011

有钱人以及穷人如何运用金钱

学校:绝大多数的人在学校里面学不到任何有关于金钱的知识;有钱人则是在家里学习有关金钱的知识。

工作:绝大多数人都为有钱人工作。

税务:在政治圈里朋友的帮助之下,民众所缴纳的税金就可以利用纡困金的方式流入这些有钱人的公司之中。根据目前的估计,你我所缴的每千美元税金当中,只有不到200美元才会回贵到我们的身上。有钱人非常清楚要如何操控这个系统。他们拥有这些公司行号、赚更多的钱、然后比上班族缴纳更低的税务。

国债:当政府宣布上兆元的纡困案时,就代表了我们的后代子孙有好几个世代,都必须赏还这笔拿来挽救有钱人的纡困金。我们的孩子们将会背负更高税率以及更严重的通货膨胀,藉此清赏这些纡困金。

房屋:每个月的房贷都会汇到有钱人所开的银行之中。如果你申请年利率5%、100000美元的30年房贷,那么光是利息你就得支付93000美元。这还不包括手续费、佣金,以及其他服务费等。

退休金账户:许多人为了自己的退休而投资股票、债券,以及共同资金。这些钱绝大部分都拿去投资有钱人所开的公司。如果你投资失利,那么你就会赔钱;但是那些理财规划师、证券营业员,或者是不动产经纪人等,仍然可以保留自己的拥金。

日常生活开支:请问到底是谁取走了我们日常所需的保险金、汽油钱、电话费、电费,以及其他生活必需品的钱?答案就是有钱人。如果这些民生必需品的价格上涨,那么到底是谁会获得最大的好处呢?答案仍然是有钱人。

Saturday, March 5, 2011

Former Sarawak Rajah Muda Anthony Brooke Passes Away


Former Rajah Muda, Anthony Walter Dayrell Brooke, 98, passed away in Wanganui, New Zealand on March 2.

As the heir-apparent, he briefly administered Sarawak from 1939 to 1940 in the absence of his uncle Charles Vyner Brooke, the third and last White Rajah to rule Sarawak.

He is survived by his wife Gita, son James Lionel, daughter Celia and grandchildren Jason, Laurence and Sura.

In an email to Sarawak Tourism Federation’s Heritage Development Committee chairman Lim Kian Hock, Jason wrote that his grandfather passed away with his wife by his side at their home Rumah Brooke.

“His cremation took place yesterday (Thursday) at 3pm in Wanganui, in keeping with his wishes, with a memorial service to follow later this year,” said Jason.

Born in England in 1912 to His Highness the Tuan Muda of Sarawak, Anthony received his education at Eton and Magdalene Cambridge, before pursuing studies in Malay and Mohammedan Law at the School of Oriental and African Studies.

Anthony’s uncle Sir Charles Vyner Brooke was the third Rajah of Sarawak. Sir James Brooke became Rajah in 1841 and the Brooke family ruled Sarawak until the Japanese invasion in 1941.

As Sir Charles had no male heir, Anthony’s father, the co-ruling Tuan Muda was the heir-apparent. He, however, renounced his claim in favour of his son, duly appointed Rajah Muda (Crown Prince) and heir-apparent in his place.

Anthony had one son James (born 1940) and two daughters Celia (1942) and Angela (1944).

Anthony was the last member of the Brooke family to govern Sarawak (1939 to 1940).

After WWII ended, and with Sarawak liberated from Japanese rule, Anthony strongly opposed the annexation of Sarawak as a British colony in 1946, and responded to calls coming from the Malay National Union, Sarawak Dayak Association, Sarawak Youth Movement, Sarawak Women’s Association and other newly formed political groups in Sarawak to lead the independence campaign against British rule.

Campaigning vigorously for five years, he withdrew in 1951 only when the spread of Communism seemed a greater threat to stability in Sarawak.

Anthony then embarked upon a programme of world travel, speaking with groups large and small on the rights, responsibility and power of the individual in helping to bring about a democratic world order.

Co-founding with his wife, a charitable trust, Peace Through Unity, Anthony embarked upon a personal crusade that would span 60 years, meeting world leaders and spiritual thinkers from Chinese premier Chou En Lai to India’s Vinoba Bhave who dubbed him ‘shanty doot’ or Ambassador of Peace.

After Sarawak achieved independence through Malaysia, Anthony returned to the state as a guest on two occasions - in 1964 and 1983 - when he rekindled old friendships from the anti-cession days.

Source from thestar newspaper.

The Star Online: Nation

CNN.com

Apple Hot News

BBC News - UK